Photographer
Vector 38
Posts: 8296
Austin, Texas, US
RDSPhill wrote: model came in to my studio October a year ago 05, and paid a $ 100 deposit on a photo shoot ,date to be agreed later (...) then said you have had my $100 bucks for a year so I want interest on it at 6% a month what paperwork was signed at the time the deposit was made? you do still have your copy/original, right? F
Photographer
R Michael Walker
Posts: 11987
Costa Mesa, California, US
Pat Thielen wrote: Sorry... I find this very amusing for some reason. Maybe I find stupid people amusing... I just don't know. She was damn lucky you gave her back the $100.00; I think most people wouldn't have. -P- When i did commercial work all deposits were non refundable and i stated that in the contract. You are VERY nice. Forget her! Mike
Model
Sarah Ellis
Posts: 1285
Portland, Oregon, US
lotusphoto wrote: the people who work with modal logic will have issues with that... Okay, I giggled.
Photographer
re- photography
Posts: 1752
San Francisco, California, US
lightsandshadow wrote: haha, WTF? You're a photographer, not a bank! Geeeeez! If you know of a bank that will give 6% percent interest on $100 let me know.....
Photographer
Phillip Ritchie
Posts: 1107
Costa Mesa, California, US
FML-Photography wrote:
what paperwork was signed at the time the deposit was made? you do still have your copy/original, right? F I gave her a receipt for the $100.00,, balance due at the time of the photo shoot, date to be agreed both signed she had a copy. but it made better sense to just give her the $100.00 back, but was amazed when she went off about getting interest as I had had use of her $100.00 for a year , I did not put a time limit on it, as I did not think it would be a year later , well I live and learn
Model
jasmine o
Posts: 49
Castro Valley, California, US
lol...intrest...hehe
Model
Mia Mali
Posts: 1638
Los Angeles, California, US
I'm still astounded that she wanted the photog to pay interest for her weight gain. So what happens if a model loses weight? Does photog deduct interest?
Photographer
Adler Photographic
Posts: 473
Scottsdale, Arizona, US
I want to know what bank pays 6% interest on a $100 dollar deposit.
Model
nikki fiction
Posts: 265
Sacramento, California, US
omg! what a heated psycho! f@%k that! i woulda robbed her in the parking lot to get my money back! what an a$%hole!
Model
Jewel
Posts: 23
Los Angeles, California, US
Photographer
DAntony
Posts: 95
Pasadena, California, US
maybe she has mad cow disease?
Photographer
Archived
Posts: 13509
Phoenix, Arizona, US
what was the deposit for, then, if you just gave it right back?
Photographer
Lightwave Photography
Posts: 585
Honolulu, Hawaii, US
This is why I tell model clients it is a non refundable deposit. If the client model is a NO SHOW for the photosession or cancels last minute she does NOT GET THE DEPOSIT BACK. A professional photographer's time is valuable-a concept apparently lost on flakey wanna be models. I have been requiring deposits more and more because of the prevalence of NO SHOW internet "models" and just to compensate somewhat for the amount of time it takes them to understand simple instructions for scheduling a photosession(say 20 or so emails asking me the same thing over and over that I already answered 20 times). Then alot of them will reschedule several times which costs me time and money-hence a deposit. I understand why alot of them say they dont have money to pay for professional photographers when their work/communication skills seem to be nonexistent. Note: Another nice thing about requiring deposits is it allows me to not have to double book models(Ive had to make the reliable models wait for the flakes showing up over 1/2 hour late/ or NO SHOWS with no apology to myself or the other model) so I can focus on the serious models who make a commitment to the process in advance.
Photographer
Steal Your Ghost
Posts: 447
Los Angeles, California, US
RDSPhill wrote:
it was amusing after she had gone , but not at the time She wanted interest per 10 pounds. ~nod~
Photographer
Mann Made Imagery
Posts: 5281
Lubbock, Texas, US
RDSPhill wrote: a model came in to my studio October a year ago 05, and paid a $ 100 deposit on a photo shoot ,date to be agreed later. tried her cell to fix a date for photo shoot but her # disconnected , well never heard from her again until today Nov 06, she came in and said look I have put on two much weight , so I do not want a photo shoot , give me my deposit back , which I had no problem in doing ,it was not that big a thing , but she then said you have had my $100 bucks for a year so I want interest on it at 6% a month, I laughed and thought she was joking , man did she got mad , she was serious, well she left with her $100, told me where to put my head and that my parents where not married and left me with have a nice day then slammed the door, just thought I would mention it what? did she think you were some sort of fucking bank? O.o LOL
Photographer
Royal Photography
Posts: 2011
Birmingham, Alabama, US
I bet you lost interest in her....lol
Photographer
Mann Made Imagery
Posts: 5281
Lubbock, Texas, US
Allen Coefield wrote: I bet you lost interest in her....lol AH HAHAHHAHAHA!!! XD
Photographer
studio36uk
Posts: 22898
Tavai, Sigave, Wallis and Futuna
Olaf S wrote: 6% a MONTH????? That would come to well over $200, wouldn't it???? principal + compounded interest total = principal x (1 + rate)(months) $100 x (1 + 6%)(12) = $205.44
Adler Photographic wrote: I want to know what bank pays 6% interest on a $100 dollar deposit. I want to know what bank pays 6% a MONTH That's an APR/ARI of 100+% - - - ROTFLMAO!!!!!!!!!!!!!!!! Studio36
Photographer
fbimagery
Posts: 981
New Liskeard, Ontario, Canada
put the terms "non-refundable deposit" in your contracts....I hope she returned the free toaster for opening an account in your bank....Too Funny...
Photographer
RDP Productions
Posts: 63
Plymouth, California, US
Just and FYI on this topic. In most states, a deposit is refundable, to define it as a retainer would make it a legal non-refundable item. The term deposit means that you are holding something and that the funds will be returned once the obligation is met, or something like that, I'm not a lawyer. So to make your non-refundable deposit hold up in court, make sure you call it a retainer in all documents and contracts. Rick
Photographer
Phillip Ritchie
Posts: 1107
Costa Mesa, California, US
Dave Wright Photo wrote: what was the deposit for, then, if you just gave it right back? For a photo shoot that did not happen, there was no set date. but came back a year later for her deposit so in her mind she had not spent the $100 . as I said it was just as easy to give her the $100 back, but it was the demand for interest on the $100 that I had the use of for a year
Photographer
Carpe Imago Photography
Posts: 1757
Dousman, Wisconsin, US
Holy cats, I laughed so hard that I think I've gone and soiled myself. That is hysterical. You did the right thing, but in hindsight it would have been fun to send her a gift certificate for $6 from your studio to shoot again at a future date. And by the way, I don't know of a checking, savings, or money market account that would have paid you 6% on her money over the last year anyway.
Photographer
Phillip Ritchie
Posts: 1107
Costa Mesa, California, US
Allen Coefield wrote: I bet you lost interest in her....lol you are so right LOL
Model
Dances with Wolves
Posts: 25108
SHAWNEE ON DELAWARE, Pennsylvania, US
RDSPhill wrote: a model came in to my studio October a year ago 05, and paid a $ 100 deposit on a photo shoot ,date to be agreed later. tried her cell to fix a date for photo shoot but her # disconnected , well never heard from her again until today Nov 06, she came in and said look I have put on two much weight , so I do not want a photo shoot , give me my deposit back , which I had no problem in doing ,it was not that big a thing , but she then said you have had my $100 bucks for a year so I want interest on it at 6% a month, I laughed and thought she was joking , man did she got mad , she was serious, well she left with her $100, told me where to put my head and that my parents where not married and left me with have a nice day then slammed the door, just thought I would mention it LOL. Awesome.
Model
Jessalyn
Posts: 21433
Denver, Colorado, US
this story made me laugh. at the model.
Photographer
Phillip Ritchie
Posts: 1107
Costa Mesa, California, US
studio36uk wrote:
Olaf S wrote: 6% a MONTH????? That would come to well over $200, wouldn't it???? principal + compounded interest total = principal x (1 + rate)(months) $100 x (1 + 6%)(12) = $205.44
I want to know what bank pays 6% a MONTH That's an APR/ARI of 100+% - - - ROTFLMAO!!!!!!!!!!!!!!!! Studio36 may be she is learning to be her own credit card company
Photographer
Phillip Ritchie
Posts: 1107
Costa Mesa, California, US
fbimagery and design wrote: put the terms "non-refundable deposit" in your contracts....I hope she returned the free toaster for opening an account in your bank....Too Funny... how did you know about the free toaster LOL
Photographer
James Andrew Imagery
Posts: 6713
Toronto, Ontario, Canada
This is confusing to me. What was the $100 for? If you had intentions to return the money, then I really don't get the reasoning behind asking for the deposit in the first place. Were you so busy at the time that she was afraid of not being able to book you at all? What, exactly, did her $100 do for her over that year?
Photographer
Phillip Ritchie
Posts: 1107
Costa Mesa, California, US
ilight studios wrote: Just and FYI on this topic. In most states, a deposit is refundable, to define it as a retainer would make it a legal non-refundable item. The term deposit means that you are holding something and that the funds will be returned once the obligation is met, or something like that, I'm not a lawyer. So to make your non-refundable deposit hold up in court, make sure you call it a retainer in all documents and contracts. Rick thanks Rick on the info but I was ok giving the hundred back it was her wanting interest
Photographer
Hamza
Posts: 7791
New York, New York, US
RDSPhill wrote: a model came in to my studio October a year ago 05, and paid a $ 100 deposit on a photo shoot ,date to be agreed later. tried her cell to fix a date for photo shoot but her # disconnected , well never heard from her again until today Nov 06, she came in and said look I have put on two much weight , so I do not want a photo shoot , give me my deposit back , which I had no problem in doing ,it was not that big a thing , but she then said you have had my $100 bucks for a year so I want interest on it at 6% a month, I laughed and thought she was joking , man did she got mad , she was serious, well she left with her $100, told me where to put my head and that my parents where not married and left me with have a nice day then slammed the door, just thought I would mention it "DEPOSITS ARE NON-REFUNDABLE" See what you get for being a nice guy? You get shit on! Maybe this will teach you...
Photographer
FlirtynFun Photography
Posts: 13926
Houston, Texas, US
Tell her storage costs on a one hundred dollar bill come to approximately $99.98 for a year. Then give her your two cents worth!
Photographer
Phillip Ritchie
Posts: 1107
Costa Mesa, California, US
Avicdar wrote: This is confusing to me. What was the $100 for? If you had intentions to return the money, then I really don't get the reasoning behind asking for the deposit in the first place. Were you so busy at the time that she was afraid of not being able to book you at all? What, exactly, did her $100 do for her over that year? she was booking a photo shoot with a $100 down payment (deposit), but did not set a date to shoot , usually a deposit means they are serious about a photo shoot, she said she would call back in a few days to get the date she never did never saw her again until now that's a year ago, I felt it was just easier to give her deposit back than to argue about it , .
Photographer
Ex Voto Studio
Posts: 4985
Columbia, Maryland, US
yeah I tried that with the IRS after they made me pay them too much...they laughed too. That model is..... well let's say a few cards short of a full deck!
Photographer
Phillip Ritchie
Posts: 1107
Costa Mesa, California, US
FlirtynFun Photography wrote: Tell her storage costs on a one hundred dollar bill come to approximately $99.98 for a year. Then give her your two cents worth! I wish I had given her my two cents worth (well may be not) LOL
Photographer
Phillip Ritchie
Posts: 1107
Costa Mesa, California, US
Hamza wrote:
"DEPOSITS ARE NON-REFUNDABLE" See what you get for being a nice guy? You get shit on! Maybe this will teach you... as old as I am , I am still learning , but will I ever learn ????
Photographer
Rp-photo
Posts: 42711
Houston, Texas, US
RDSPhill wrote: I want interest on it at 6% a month, That's a 72% annual rate, even higher than loan sharks and payday lenders.
Model
Stacy
Posts: 2505
Englewood, Florida, US
wow. I can't believe she was serious..
Photographer
Phillip Ritchie
Posts: 1107
Costa Mesa, California, US
Mia Salen wrote: I'm still astounded that she wanted the photog to pay interest for her weight gain. So what happens if a model loses weight? Does photog deduct interest? the more she loses , the less she pays , untill she loses it all, then there is nothing pay , interest on nothing is nothing so bummer I do not get paid LOL
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