dncphotos wrote:
no one knows any other merchants ????

Just curious:  anything against ccbill?  Or do you just want to know what else is out there?

dncphotos wrote:
nah nothing against ccbill
except the fact they want you to pay $750 before they will accept Visa payments

so just trying to see what else is out there that accepts all forms of payments without having to pay a hefty fee first.

I know theres also probilling but dont know too much about them.

As I recall, it's Visa that requires the $750, not ccbill.  I don't think there's a way around that, if you want to let customers pay by Visa.

Vivus Denuo wrote:

As I recall, it's Visa that requires the $750, not ccbill.  I don't think there's a way around that, if you want to let customers pay by Visa.

Actually, Visa charges 400.00 and ccbill charges 350.00.

if you want to make any money from having a site, ccbill will be your best bet. Pretty much, all merchants worth their weight in gold will charge the fee. If you make more then 1k in a payperiod, verotel will charge you the visa fee. If you have a business registered, they will charge you the fee.

mag-jr wrote:

Actually, Visa charges 400.00 and ccbill charges 350.00.

if you want to make any money from having a site, ccbill will be your best bet. Pretty much, all merchants worth their weight in gold will charge the fee. If you make more then 1k in a payperiod, verotel will charge you the visa fee. If you have a business registered, they will charge you the fee.

Thanks for the info!

Patrick Walberg wrote:
Why don't you get yourself a fictitious name based on your website domain name, file it at your County government office.  Take that piece of paper they give yo after you file down to the bank of your choice.  Set up your business checking account.  then E-mail me and I will take you through the rest of the steps to get your own e-merchant account for around $100.  They will provide you with a gateway that deposits the money directly to your account. 

CCbill and Paypal are evil ... no?  Well they don't tell you that you can set up your own merchant account and get a much better percentage rate than what they offer you.  You can have a glamour or art nude paysite, but NOT pornographic (meaning sexual toys, insertion, boy/girl etc.)  There are other tips I can give you ...

I was waiting for you to post here haha.

In regards to your post, I'll just highlight one thing you said;

"Why don't you get yourself a fictitious name "

I'm not sure about anyone else, but to me, that sends all kinds of bells and alarms off in my head. Hmmmmm fictitious name when it comes to paying taxes and scamming the goverment, yea that sounds like a cool thing to do.

Bottom line, in this day in age, you will NOT make money with out having affiliates process you and unless one is using NATS, your or a site will not be pushed unless it's using ccbill. I have tons of friends, not online friends, but real friends that have 30k+ unique hits per day that wouldn't ever send anything to a site that doesnt have ccbill. Hell, my board gets 63k unique hits per day and there's nothing but ccbill banners in my rotation baby.

I apprecieate you wanting to do this on your own and get others to do it, but not to be a dick, theres a reason why your still small time and ccbill is the number one third party billing processor out there today.

dncphotos wrote:
thanks you guys. Still undecided on what I want to do yet. I have a ccbill account for a previous site I had up. So may just stick with it and pay the $750 blahhhh lol

It doesn't end with the $750.  I just got an email reminder from CCBill that I need to pay another $375 by July 14th, for my annual fee, if I want to continue to be able to accept payment by Visa.  Of course, I do want my customers to have the Visa option, so I'll pay it.

Vivus Denuo wrote:

It doesn't end with the $750.  I just got an email reminder from CCBill that I need to pay another $375 by July 14th, for my annual fee, if I want to continue to be able to accept payment by Visa.  Of course, I do want my customers to have the Visa option, so I'll pay it.

Next year,

chose the option to have the 350 taken out of your 0000 sub account and they'll take it out over a weekly period. This way, you're not outing such a huge amount at once.

dncphotos wrote:
thanks you guys. Still undecided on what I want to do yet. I have a ccbill account for a previous site I had up. So may just stick with it and pay the $750 blahhhh lol

Are you sure you understand your CCBill account correctly?You pay the $750 to register your site, gain approval from Visa and begin doing Visa transactions. After that, it's a $375 annual renewal fee to continue accepting Visa. If you create ANOTHER site, it doesn't require ANOTHER $750, you just set your new site up as a sub account under your current CCBill account. You can as many sites up as you wish, you don't have to set up another CCBill account.

Jack Curtis wrote:

Are you sure you understand your CCBill account correctly?You pay the $750 to register your site, gain approval from Visa and begin doing Visa transactions. After that, it's a $375 annual renewal fee to continue accepting Visa. If you create ANOTHER site, it doesn't require ANOTHER $750, you just set your new site up as a sub account under your current CCBill account. You can as many sites up as you wish, you don't have to set up another CCBill account.

I'm assuming she had a ccbill site years ago before they required the 750.00. You can still have ccbill now and not process visa. YOu can process diners, amex master card and checks also 900 number but not visa. I'm assuming she has an old one and just wants to pay the 750.00.

It sucks waiting for visa to approve sub accounts though

mag-jr wrote:
It sucks waiting for visa to approve sub accounts though

It took me almost 3 %$#()*& MONTHS and that was AFTER I had paid the $750. Good thing is though, I brought that up with CCBill, and they adjusted my renewal date to the date of APPROVAL, not the sign up date, which was cool. Now I'm not entirely SURE they'd have done that if I hadn't asked, so, mental note to everyone!

mag-jr wrote:
It sucks waiting for visa to approve sub accounts though

Oops. Read that wrong. You said sub accounts, I meant my initial approval. Yes, they do take their good old time with sub accounts, too, but since there's no additional fees, it's easier to be patient .

MichaelBell wrote:
If you have a good paysite, this really shouldnt be that big an issue. You make it sound like you wont make the $750 back. Not trying to brag or anything, but my site makes that in about a day. Just get CCbill!

nah, im just cheap(when it comes to certain things) and don't want to pay it lol
I have no doubt the site will make that back in less then a month.
I just don't want to pay it lol

Glamour Boulevard wrote:
How much did you spend on camera equipment when you first started your business then?And making money from adult stuff can often be much much easier and faster than a normal photo business.

I have about $2500-$3500 maybe more invested in equipment lol
but like I said, im only cheap on certain things tee hee

mag-jr wrote:

I was waiting for you to post here haha.

In regards to your post, I'll just highlight one thing you said;

"Why don't you get yourself a fictitious name "

I'm not sure about anyone else, but to me, that sends all kinds of bells and alarms off in my head. Hmmmmm fictitious name when it comes to paying taxes and scamming the goverment, yea that sounds like a cool thing to do.

Bottom line, in this day in age, you will NOT make money with out having affiliates process you and unless one is using NATS, your or a site will not be pushed unless it's using ccbill. I have tons of friends, not online friends, but real friends that have 30k+ unique hits per day that wouldn't ever send anything to a site that doesnt have ccbill. Hell, my board gets 63k unique hits per day and there's nothing but ccbill banners in my rotation baby.

I apprecieate you wanting to do this on your own and get others to do it, but not to be a dick, theres a reason why your still small time and ccbill is the number one third party billing processor out there today.

First about the fictitious name ... if you are model "so and so" but you don't want people to know your true name online ... then you become "someone else" Many actors and models do that.  Many businesses use fictitious names including CCBill AT&T etc.  ... it does not mean they don't pay their taxes.  I suggested that the model set up her own fictitious name for the obvious benefits, not to avoid taxes. 

If you do porn, or adult content, then CCBill is the dominate 3rd party billing company .. that is a fact.  But what I am suggesting is doing the work of avoiding having to use a 3rd party completely.  It's especially important if you are a model who does not do porn!  Anyone who has a checking account and tax payer ID number with half way decent credit and a website can provide their own billing at less than $100 to set up and about 10% less of a transaction rate than what a 3rd party like CCBill charges.   I do not have a billing company myself, I have my own merchant account.  It cost me $100 to set it up using my fictitious name which I have set up properly with the government so that when my website becomes the next MySpace.com, I'll be ready for it!  You are paying 12% or more to use CCBill, right?  Then you had to pay $750, right?  Well I pay far less than that! 

Affiliates are important, and that is why CCBill is not the only affiliate program online!  There are many things that webmasters do to create traffic to their websites, I should not need to explain that to you.  Again, CCBill has a strong affiliate program ... for those who have porn sites.

Vivus Denuo wrote:

It doesn't end with the $750.  I just got an email reminder from CCBill that I need to pay another $375 by July 14th, for my annual fee, if I want to continue to be able to accept payment by Visa.  Of course, I do want my customers to have the Visa option, so I'll pay it.

Thank God I have a merchant account!     There is no expenseive fees like that!  Do you have a porn site?  If you don't, then why are you using CCBill?

Jack Curtis wrote:

Are you sure you understand your CCBill account correctly?You pay the $750 to register your site, gain approval from Visa and begin doing Visa transactions. After that, it's a $375 annual renewal fee to continue accepting Visa. If you create ANOTHER site, it doesn't require ANOTHER $750, you just set your new site up as a sub account under your current CCBill account. You can as many sites up as you wish, you don't have to set up another CCBill account.

No annual fees when you have your own merchant account.  That is because you by pass the use of a 3rd party that takes a huge chunk of your money.

mag-jr wrote:

I'm assuming she had a ccbill site years ago before they required the 750.00. You can still have ccbill now and not process visa. YOu can process diners, amex master card and checks also 900 number but not visa. I'm assuming she has an old one and just wants to pay the 750.00.

It sucks waiting for visa to approve sub accounts though

I am able to accept Visa, MC with my own merchant account.  It did not cost such a huge amount of money because I don't have a porn website.  I can shoot nudity as long as it's glamour nudes, so it's all good! 

Jack Curtis wrote:
Oh, and BTW, I agree the best rebiller out there is CCBill. They were my choice after a lot of shopping. Not only are they clearly the most reputable, but most reliable as well, with the greatest uptime. Also, I'll share the advice that was given to me when I ultimately made the CCBill choice. Even if you chose another rebiller, make sure they are based operated in the US. That is the only way you have any legal recourse in a dispute (not that you'll necessary have any). CCBill also have the power to collect from card scammers and bad checkcard charges, something that you have to hassle with yourself if you set up your own merch account.

Why did you research "rebillers" and not merchant account providers?  Why use a rebiller (3rd party) when you can have your own merchant account with the money going directly to you rather than through someone else's hands?  I am very thrilled to have my own merchant account and the provider is a HUGE one online.  Since they have an affiliate program, I wish to get credit for those I send to them.  That is why you need to message me for more information.  Have a great day!

Jayne Jones wrote:
Paypal.  Very reasonable merchant rates.  Very easy to use.  Like them a lot!

Why use Paypal or CCBill?  Google "merchant account providers" and see what your choices are .. better to avoid the third party billers if you have your own website and checking account.

Patrick Walberg wrote:
First about the fictitious name ... if you are model "so and so" but you don't want people to know your true name online ... then you become "someone else" Many actors and models do that.  Many businesses use fictitious names including CCBill AT&T etc.  ... it does not mean they don't pay their taxes.  I suggested that the model set up her own fictitious name for the obvious benefits, not to avoid taxes. 

If you do porn, or adult content, then CCBill is the dominate 3rd party billing company .. that is a fact.  But what I am suggesting is doing the work of avoiding having to use a 3rd party completely.  It's especially important if you are a model who does not do porn!  Anyone who has a checking account and tax payer ID number with half way decent credit and a website can provide their own billing at less than $100 to set up and about 10% less of a transaction rate than what a 3rd party like CCBill charges.   I do not have a billing company myself, I have my own merchant account.  It cost me $100 to set it up using my fictitious name which I have set up properly with the government so that when my website becomes the next MySpace.com, I'll be ready for it!  You are paying 12% or more to use CCBill, right?  Then you had to pay $750, right?  Well I pay far less than that! 

Affiliates are important, and that is why CCBill is not the only affiliate program online!  There are many things that webmasters do to create traffic to their websites, I should not need to explain that to you.  Again, CCBill has a strong affiliate program ... for those who have porn sites.

Alright guy, this will be my last post to you. I can appreceiate what you're trying to do, but what you want just wont work if you want to make serious money. I am an affilaite, I will not send my hard earned traffic to anyone but ccbill. Why? 8 years ago I lost a total of 15k in one month dealing with Globosale, globill,verotel and Ibill. Why? cause they were small time independent 3rd party billers that folded. Globosale even filed for bankruptcy so they didn't have to pay people.

You preach on the positives of your solutions, but you don't say the number one thing, if you want to have others making money for you, this will not happen by any credible affiliate if you don't have ccbill or NATS. Go ask people who have 10k+ uniques per day  if they'd send their refferals to non ccbill accounts. See what they say.

take it easy though,

Jay

mag-jr wrote:
Alright guy, this will be my last post to you. I can appreceiate what you're trying to do, but what you want just wont work if you want to make serious money. I am an affilaite, I will not send my hard earned traffic to anyone but ccbill. Why? 8 years ago I lost a total of 15k in one month dealing with Globosale, globill,verotel and Ibill. Why? cause they were small time independent 3rd party billers that folded. Globosale even filed for bankruptcy so they didn't have to pay people.

You preach on the positives of your solutions, but you don't say the number one thing, if you want to have others making money for you, this will not happen by any credible affiliate if you don't have ccbill or NATS. Go ask people who have 10k+ uniques per day  if they'd send their refferals to non ccbill accounts. See what they say.

take it easy though,

Jay

Jay, you do not get it, do you?  A 3rd party billing company like CCbill, Paypal, iBill, Veratel or any of the many others that have popped up on the 'net are the go between you and your gateway.  You make a lot of money, well so do a lot of us. I know merchants who make $10,000's a day and they have their own merchant account.  You should avoid 3rd party providers like the plague!  You don't need them!

Visa and Mastercard HAVE to pay you.  A gateway is what puts you directly with them, NOT the 3rd party providers.  Search for "merchant account providers" on the net and you will start to "get it" ... I hope.   Learn the differences between 3rd party billing providers, merchant account providers, gateways, and affiliates.

I am not offering solutions, only education.